Our son-in-law is in the process of securing a house that has just been built in Henllys with a mortgage from Coventry BS. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Coventry BS conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Coventry BS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

A relative pointed out to me me that in buying a property in Henllys there may be a number of restrictions preventing external alterations to a property. Is this right?

We are aware of a number of properties in Henllys which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Henllys should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Can you point me to a directory of Nottingham panel solicitors in Henllys on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings visible over the internet. If you are seeking to appoint a Henllys solicitor on the Nottingham please use our tool.

I have decided to exercise my right to buy my property in Henllys off the council. I have a mortgage offer with Lloyds. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.

Is it simple use your search facility to select a conveyancing solicitor in Henllys on the authorised to act for my bank?

First select a bank such as Nationwide Building Society, Coventry Building Society or TSB then choose your location e.g. Henllys. Conveyancing practices in Henllys and across England and Wales will then be listed.

My father has suggested that I instruct his lawyers for conveyancing in Henllys. Should I use them?

Much as we are happy to recommend a Henllys conveyancing lawyer it’s preferable to choose a conveyancing practitioner is to have guidance from friends or family who have actually previously instructed the solicitor you're contemplating using.

Much to my surprise my property lawyer in Henllys has informed me that he requires proof of ID documents saying that this is part of his obligations as a solicitor on the lender Conveyancing panel. Is this right?

Anti-terror and anti-money-laundering rules require Henllys conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements