Me and my wife are acquiring a ground floor flat in Hadley Wood. My lawyer is not listed on the lender conveyancing list. Can I still continue with my Hadley Wood conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel?

You must have a conveyancing practitioner to complete the legal work required when you need a loan to purchase your home. They will conduct all the appropriate due diligence on the property, ensuring that you will be properly registered as the owner and ensure that all the required mortgage paperwork is dealt with. One can appoint a Hadley Wood lawyer of your choosing. However, if the solicitor appointed is not on the lender solicitor panel further costs will arise as separate legal representation will be required by them. Bank panel applications can be submitted, so if your solicitor has not previously sought membership they should do so.

My grandmother passed away last year and as sole heir and executor I was left the house in Hadley Wood. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this possible?

Where you plan to re-mortgage then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.

I am assisting my step-mother sell her house in Hadley Wood. Will the conveyancer order the energy assessment or should I organise this?

After the demise of HIPs, energy assessments was maintained a mandatory component of selling a property. An energy assessment needs to be commissioned before the property is put on the market. This is not something that lawyers normally arrange. Where you are instructing a Hadley Wood conveyancing practitioner they might be able to arrange energy assessments given their relationships with long established local energy assessors

is it true that all Hadley Wood solicitor practices on the Barclays conveyancing panel are overseen by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Barclays approved list of solicitors they would need to be regulated by the SRA. Many mortgage companies do permit licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers.

Planning on purchasing a apartment in Hadley Wood. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hadley Wood conveyancing practitioner is on the Nottingham conveyancing panel.

Looking forward to complete next month on a garden flat in Hadley Wood. Conveyancing solicitors have said that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Hadley Wood should include some of the following:

You would want to receive a copy of the lease Where does the liability rest for repairing the window frames Repair and maintenance of the property You should have a good understanding of the insurance obligations

After months of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in Hadley Wood. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

You certainly can. We are happy to put you in touch with a Hadley Wood conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Hadley Wood flat is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case related to 1 flat. The number of years remaining on the existing lease(s) was 76 years.

We are contemplating instructing an online lawyer as opposed to a Hadley Wood conveyancing practice. Any advice?

Advantages do exist in having the option attend a local Hadley Wood conveyancing solicitor for example

• signing documents on short notice
• having one on one explanations of matters you don't understand
• the ability to raise concerns if matters are not going as expected

When comparing quotes, look carefully for hidden extras. The majority decent Hadley Wood high street solicitors give an all-inclusive price. Many online companies appear to offer discounted fees, but have burried 'extras' in the in the terms and conditions.