We were just about to exchange contracts for a property in Barnet. We encountered a stumbling block. Our mortgage offer with Nottingham Building Society runs out on 20/1/2025 but the owners are putting forward a completion date of 22/1/2025. Can one prolong the loan expiry date?
The person best placed to address this concern is your solicitors who will determine if they better off negotiating with the mortgage company, owner’s solicitors, estate agents or possibly all parties given the circumstances your house move to date.
I am assisting my mother sell her house in Barnet. Will the solicitor arrange the energy assessment or do I organise this?
Following the demise of HIPs, energy assessments was left as a required element of selling a house. An EPC should be commissioned before the property is advertised. It is not something that solicitors ordinarily arrange. Where you are using a Barnet conveyancing practitioner they may be willing to arrange energy assessments given their contacts with reputable Barnet accredited person
Are all Barnet Conveyancing Quality Solicitors on the Nationwide conveyancing panel?
A selection of banks and building societies now utilise CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
I am expecting a OIP from UBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Barnet solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Barnet solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
I need some quick conveyancing in Barnet as I am faced with pressure to sign on the dotted line in less than 2 weeks. Thankfully I do not require a mortgage. Can I decline from having conveyancing searches to save fees and time?
As you are not getting a home loan you have the choice not to do searches although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Barnet the following are examples of issues that can show up and therefore affect future saleability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Railway Schemes,...
It has been 3 months following my purchase conveyancing in Barnet concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
My partner has encouraged me to instruct his lawyers for conveyancing in Barnet. Should I choose my own property lawyer?
There are no two ways about it it’s preferable to select a conveyancing solicitor is to get referrals from friends or relatives who have experience in using the solicitor that you are are thinking of instructing.