Would the conveyancing lawyers identified through your search tool execute auction conveyancing in Halifax?
There are a number of auction lawyers we can put you in touch with those conducting auction conveyancing. Halifax is one of our locations where our lawyers cover.
I have been recommended a conveyancing solicitor in Halifax. I I would like to check if they are accepted on the Chelsea Building Society conveyancing panel. Can you or the lender confirm if they are on the panel?
The first thing to do is contact your solicitor and enquire whether they are on the lender panel. Alternatively you can get in touch with Chelsea Building Society who may be able to help.
Does a directory service exist listing Kent Reliance panel solicitors in Halifax on the Council of Mortgage Lender’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings visible online. Where you are in need of a Halifax solicitor on the Kent Reliance please make the most of our tool.
We previously chose conveyancers based in Halifax on the Bank of Ireland solicitor approved list. They have just invoiced me a further sum for the legal aspects of the Bank of Ireland mortgage. Is this a supplemental conveyancing fee specified by Bank of Ireland?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your property lawyer may charge a fee for this. The charge is not dictated by Bank of Ireland but by your Halifax conveyancer. Plenty of firms on the Bank of Ireland panel will quote an ‘acting for lender’ fee and others do not.
I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Halifax building society branch on numerous occasions and was told it does not impact the mortgage offer and they would lend. My Halifax conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Provided that the solicitor is on the bank approved list, they must follow the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I used Stirling Law several years past for my conveyancing in Halifax. Now, I need the files however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Halifax of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Halifax differ for new build properties?
Most buyers of new build premises in Halifax contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because new home sellers in Halifax usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Halifax or who has acted in the same development.