I am buying a property mortgage free in Thornton. I have been living for the previous 20 years in Thornton. Conveyancing searches are exorbitant. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

If you not getting a home loan, then all but one or two of the Thornton conveyancing searches are non-obligatory. Your conveyancer will 'advise', no-doubt strongly, that you should have searches done, but he is duty bound to take that path of advice. Do consider; if you are intend to dispose of the house at a future date, it will likely be be of importance to your prospective purchaser what the searches contain. Sometimes premises with day to day issues can still reveal negative search results. A competent conveyancing solicitor in Thornton will provide you some constructive advice in this regard.

I am about to put a bid on a leasehold flat in Thornton. The estate agents assure me that it is the norm for flats in Thornton to have less than 75 years remaining. I am taking out a mortgage with Virgin. Will the property be mortgageable given that the lease has Seventy One years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 24/1/2025 the requirements read as follows :

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Thornton? or I am told that there is historic law that could mean that house owners residing in a parish church boundary will be compelled to pay for maintenance to the chancel within the church. Is this a legitimate concern for conveyancing in Thornton?

Unless a prior purchase of the house took place post 12 October 2013 you may assume that lawyers conducting conveyancing in Thornton to continue to suggest a chancel search and or insurance against a claim.

I am buying a new build apartment in Thornton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Thornton

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Thornton is the location of the property. What do you suggest?

Flying freeholds in Thornton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Thornton you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Thornton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.