Our family solicitor has given a fee calculation of just over a thousand pound for no sale no fee conveyancing in Harlow. I’m hoping to downsize from a Edwardian house for £200,000. Are the quoted fees excessive? Is it in excess of what I should be paying for conveyancing in Harlow?

The quote is fractionally on the expensive side. If you shop around you may be able to get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, you couldlive to rue opting for an a cheaper solicitor. If is important to ensure that the firm can represent your bank. Do use our comparison tool to locate a Harlow conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Harlow.

We had chosen solicitors with offices in Harlow on the Aldermore solicitor panel. They are now charging me a separate charge for dealing with the Aldermore mortgage. Is this a supplemental conveyancing fee specified by Aldermore?

Provided it is contained in their Terms of Engagement or estimate then yes your conveyancing practitioner may levy a fee for this. The charge is not set by Aldermore but by your Harlow conveyancer. Plenty of firms on the Aldermore panel will charge an ‘acting for lender’ fee and others do not.

Can I be sure that the Harlow conveyancing solicitor on the HSBC panel is any good?

When it comes to conveyancing in Harlow obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer handling your conveyancing.

I am selling my house. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Barclays are being problematic. The Harlow solicitor who is on the Barclays conveyancing panel is recommending indemnity insurance as a solution but Barclays are insisting on a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?

It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

four months have elapsed following my purchase conveyancing in Harlow completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in Harlow with a mortgage from Barclays Direct. The sellers would not reduce the amount so I negotiated £7000 of additionals instead. The property agent suggested that I not reveal to my lawyer about this extras as it may adversely affect my mortgage with Barclays Direct. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm remortgaging my current property to a buy to let mortgage with National Westminster Bank and I will use the ballance of the raised equity towards a second house. The area we are looking at is Harlow. Will your lawyers be able to act for both sets of banks and link together the conveyances?

Make use of our comparison tool on this site to check that the solicitors are on the relevant lender panels. Assuming that they are your solicitor will be able to connect the two conveyancing matters but you should have a chat with you lawyer and make apparent your expectations and needs.