At long last a mortgage offer from Nationwide for the remortgage of my single room flat is due imminently. Are you able to put forward a cheap conveyancing practitioner in Harringay?

You have come to the wrong place to search for cut-price fees for conveyancing solicitors in Harringay. Our aim is to provide affordable conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint organisations enticing you with £100 conveyancing in Harringay. Optimistically, in deciding on cheap conveyancing, you will earn what you pay for and at worst it will result in you invoiced for extras and still not receive the service required.

We are a couple about to exchange contracts for a leasehold flat in Harringay. We have hit a snag. Our loan offer with Nationwide Building Society expires on 21/2/2025 but the sellers are insisting on a completion date of 25/2/2025. Is it possible to prolong the loan expiry date?

The best person to address this concern is your lawyer who should determine if they better off negotiating with the mortgage company, vendor’s solicitors, property agents or possibly all parties given what has gone on in your house move as of today.

A colleague advised me that if I am buying in Harringay I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally included in the estimate for your Harringay conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Harringay around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Harringay.

I am buying a new build apartment in Harringay. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Harringay

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Last June I purchased a leasehold house in Harringay. Do I have any liability for service charges for periods before my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Having spent months of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in Harringay. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

in cases where there is a absentee landlord or where there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the LVT to assess the premium.

An example of a Freehold Enfranchisement decision for a Harringay flat is 37 St. Margarets Avenue in January 2010. Following a vesting order by Edmonton County Court on 8th November 2008 the Tribunal decided that the price that the Applicant for the freehold interest should pay is £20,543 This case affected 2 flats. The unexpired residue of the current lease was 74.75 years.