As someone not used to conveyancing in Stroud Green what is your top tip you can give me for the legal transfer of property in Stroud Green

Not many law firms shout this from the rooftops but conveyancing in Stroud Green and elsewhere in England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there is lots of room for friction between you and others involved in the house moving process. For example, the seller, property agent and on occasion a bank. Choosing a lawyer for your conveyancing in Stroud Green should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the legal process whose responsibility is to act in your legal interests and to keep you safe.

On occasion a third party with a vested interest may try and persuade you that it is in your interests to do things their way. For instance, the selling agent may claim to be assisting by claiming that your lawyer is wrong. Or your financial adviser may tell you to do something that is against your lawyers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

My bid for a property was accepted at auction in Stroud Green. Conveyancing is necessary. What is next?

Given that you are now legally committed yourself to purchase you now have to choose a conveyancing lawyer as a matter of urgency as you now have a pending a drop dead date to complete the property. An auction property will have a corresponding legal set of papers. This will likely include most,if not all of the documents that your solicitor requires. If you have purchased leasehold property the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You must hand this to the solicitor instructed by you at the earliest opportunity. You also need to ensure that you have funds organised to complete on the date specified in the contract.

I'm the single beneficiary of my late grandmother’s will with all property in now in my sole name, including the my former home in Stroud Green. The Stroud Green property was put into my name in January. I want to move. I understand that there is a CML six month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the property in January. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view lenders take of it, depend on the mortgage company as this clause primarily exists to pick up on the purchase and immediately sell or the wholesaling and assigning of properties.

Intending to buy a maisonette in Stroud Green. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Stroud Green property lawyer is on the UBS conveyancing panel.

What can a local search inform me concerning the house I am purchasing in Stroud Green?

Stroud Green conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance PSG The local search plays a central role in most Stroud Green conveyancing purchase; that is if you don’t want any nasty once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.

It has been three months since my purchase conveyancing in Stroud Green took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build flat in Stroud Green. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Stroud Green

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.