I am getting a mortgage with Santander. I hope to employ the services of a Licensed Conveyancer in Harrold. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are planning to acquire a flat and need a conveyancing solicitor in Harrold who is on the Aldermore approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Harrold.
I have decided to exercise my right to buy my property in Harrold off the council. I have a mortgage offer with Coventry BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
After months of negotiation I have agreed a price on an apartment in Harrold. My financial adviser suggested a lawyer. I paid an upfront payment of £225. Shortly after, the lawyer called me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Our sealed bid on a property in Harrold has been accepted, but there is a chain. The sellers have put an offer on somewhere, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Harrold. What do I do now? When do I get the mortgage application with Clydesdale going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then valuation, Harrold conveyancing search fees, etc). The first thing to do is ensure that your conveyancer is on the Clydesdale conveyancing panel. Regarding the subsequent steps this very much depends on the circumstances of your case, motivation for this property and on the state of the market. During a hot market some purchasers will apply for a home loan with Clydesdale and arrange for the valuation and only if it comes back ok would they ask their conveyancer to move forward with the conveyancing in Harrold.
I opted to have a survey done on a house in Harrold ahead of retaining conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders tend refuse to give a mortgage on such a property.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Harrold. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Harrold to see if the conveyancing will be more expensive.
Taking into account that I am about to part with hundreds of thousands of pounds on a two bedroom apartment in Harrold I would like to have a conversation with the lawyer about myhome move ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be carrying out your conveyancing in Harrold.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Harrold should be the figure that you are charged.