I am purchasing a property for cash in Irchester. I have resided for the last 20 years in Irchester. Conveyancing searches are exorbitant. As I know the area and road very well must I have all the conveyancing searches?

In the absence of a home loan, then almost all of the Irchester conveyancing searches are at your discretion. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches completed, but he has a professional duty to do this. One thing to consider; if you are going to dispose of the house one day, it may be of relevance to your prospective purchaser what the searches contain. Sometimes premises with no practical issues can still show up negative search results. A good conveyancing solicitor in Irchester should be able to give you some practical guidance concerning this.

Despite weeks of looking the Title Certificate and documents to our property can not be found. The lawyers who handled the conveyancing in Irchester 4 years ago no longer exist. What are my next steps?

You no longer need to have the physical official documentation to establish that you are the registered proprietor of land or property, given that the Land Registry hold details of all registered land or property electronically.

I have been on the look out for a ground for flat up to £245,000 and identified one near me in Irchester I like with a park and railway links nearby, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Irchester for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you require a mortgage the remaining unexpired lease term will be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

I am using a search engine for the phrase conveyancing in Irchester it shows results of many property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancer for purchase transaction?

The best method of seeking a suitable conveyancer is through a personal recommendation, so seek the opinion of colleagues and family who have bought a property in Irchester or a respected estate agent or mortgage broker. Fees for conveyancing in Irchester vary, so it's a good idea to request at least three estimates from different conveyancers. Make sure that you know that the charges are guaranteed not to escalate.

My wife and I intend to acquire our 1st home in Irchester. Conveyancing practitioner already instructed. The mortgage adviser advised that a survey is not necessary as the house is only 17 years old.

At the very least you should have a Home Buyer's Report. Given the property was constructed more than a decade ago the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report could suffice. They will highlight any obvious issues and recommend further investigation where appropriate. If there are any signs of material issues obtain a full structural survey.