My husband and I are buying property in Hook. My lawyer has never been on on the bank solicitor list. Is it possible for me to use my Hook conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?
You will need to instruct a conveyancing practitioner to complete the legal work required if you need a mortgage to buy your home. The conveyancing practitioner will carry out all the essential due diligence on the property, make sure that you will be properly registered as the owner and ensure that all the required mortgage paperwork is in order. One could appoint a Hook conveyancer of your choosing. Nevertheless, where the conveyancer appointed is not a member of the lender solicitor panel supplemental charges will arise as separate legal representation will be need by the bank. Lender panel applications can be submitted, so if your lawyer has not in the past sought membership they can do so.
Finally the sale completed on my house in Hook last June but the buyer keeps whats apping daily complaining that her conveyancer is waiting to hear from mylawyer. What are the post completion sale formalities now that I have sold?
After completion of your house sale your conveyancer is obliged to forward the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer must also confirm that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There are no post completion procedures just for conveyancing in Hook.
A relative advised me that if I am buying in Hook I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Hook conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Hook around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hook Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Hook.
I moved into my home on 12 April and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Hook advises it would be formalised in a couple of weeks. Are transfers in Hook particularly slow to register?
There is nothing unique about conveyancing in Hook registration formalities. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether it is in order and if the Land registry must send notices to any interested parties. Currently roughly three quarters of such applications are fully dealt with in less than three weeks but some can be subject to protracted hold-ups. Registration takes place once the new owner has moved in to the premises thus an expedited registration is not typically top priority but if there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.
I've recently bought a leasehold house in Hook. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Having spent years of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Hook. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most certainly. We are happy to put you in touch with a Hook conveyancing firm who can help.
An example of a Lease Extension case for a Hook premises is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case affected 1 flat.