IfI were to acquire a straightforward housein Hook for cash and dispense with a survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Hook?

Any savings you would achieve will be isolated to the costs for searches. A conveyancer is required to do the vast majority of work - money laundering, communicating with your sellers property lawyer, SDLT submission, register the ownership etc. A slight saving might be made by not having to register a charge however it won't be meaningful.

At what point can the exchange of contracts occur in sale conveyancing in Hook and am I required to be at the conveyancers office?

Where you are local to our conveyancing solicitors in Hook you are invited in to sign contracts. However, the law practices we recommend offer a national conveyancing service and provide just as detailed and professional a job for you when communicating with you by post or email. The signing of the property agreement is not the point of no return. A signed contract is necessary for the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Hook)to be in the office at the appropriate time.

When it comes to mortgage companies such as Coventry BS, do Hook property lawyers face an annual charge to be on the conveyancing panel?

We are unaware of any lender fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

How can we know in advance if a Hook conveyancing solicitor on the Bank of Ireland panel is any good?

When it comes to conveyancing in Hook obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your transaction.

I have finally had an offer on a maisonette in Hook agreed to, but there is a chain. The owners have offered on a property, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Hook. What do I do now? When do I get the mortgage application with Coventry BS started?

It is normal to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then survey, Hook conveyancing search fees, etc). First, you should ensure that your conveyancer is on the Coventry BS conveyancing panel. Concerning the subsequent steps this very much dictated by the specifics of your case, motivation for the property and on the state of the market. During a buoyant market some buyers will apply for the mortgage with Coventry BS and arrange for the valuation and only if it comes back ok would they request their conveyancing practitioner to move forward with searches.

I decided to have a survey done on a property in Hook in advance of retaining lawyers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some banks will not grant a loan on such a home.

It depends who your proposed lender is. HSBC has different instructions from Halifax. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hook. Conveyancing will be smoother if you use a solicitor in Hook especially if they regularly deal with such properties in Hook.

Taking into account that I am about to part with over three hundred thousand on a property in Hook I wish to talk to a lawyer regarding thehouse move in advance of instructing the firm. Can this be arranged?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your conveyancing in Hook.There is no ‘factory style conveyancing’ - each client is unique individual, not a file number. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in Hook should be the amount on the final invoice that you are charged.