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Find a Chessington Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chessington? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chessington home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chessington conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chessington

I am the registered owner of a freehold residence in Chessington yet charged rent, why is this and what is this?

It’s unusual for properties in Chessington and has limited impact for conveyancing in Chessington but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.

Have just purchased a probate house at auction in Chessington. Conveyancing is necessary. What happens now?

Having legally bound yourself to purchase you should instruct a conveyancing lawyer soon as you are facing a pending a fixed date to complete the property. All auction property will have a corresponding legal pack. This will likely include evidence of title and search results. Where you are dealing with leasehold premises the auction papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You must hand this to the conveyancer instructed by you ASAP. Do make sure that you have funds in place to complete on the date specified in the contract.

Are all Chessington Conveyancing Quality Solicitors on the Santander conveyancing list of approved practices?

It is true that some banks and building societies now utilise CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.

Does a directory service exist listing Coventry BS panel conveyancers in Chessington on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings viewable on the web. If you are in need of a Chessington conveyancing practitioner on the Coventry BS please make the most of our facility.

A colleague recommended that if I am purchasing in Chessington I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is occasionally quoted for as part of the standard Chessington conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Chessington around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Chessington Education with plans and statistics, Local Amenities and other useful data regarding Chessington.

My wife and I have a semi-detached Edwardian property in Chessington. Conveyancing solicitor represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the exact same address. Is it worth asking HSBC Bank to clarify?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chessington and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who completed the work.

I'm buying a new build house in Chessington with a loan from Alliance & Leicester . The sellers refused to budge the price so I negotiated £7000 of extras instead. The estate agent suggested that I not disclose to my conveyancer about this side-deal as it would adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

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Neighbouring Locations

Hook
Surbiton
Tolworth
Chessington
Malden Rushett

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