My wife and I have recently appointed a conveyancing solicitor in Horbury. I I am struggling to find out if they are on the Barnsley Building Society conveyancing panel. Could you help?
You should contact the conveyancer and enquire whether they can act for the bank. Otherwise please call Barnsley Building Society who may be able to help.
My stepmother informed me that in buying a property in Horbury there may be a number of restrictions prohibiting external changes to the property. Is this right?
There are a number of properties in Horbury which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Horbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I can not work out if my mortgage offer requires a lease extension. I have called into my local Horbury building society branch on a couple of occasions and was informed it wasn't an issue and they would lend. My Horbury conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the lawyer is on the mortgage company approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I had an offer accepted on a house in Horbury on 8/1/2025, valuation was booked 3 days later, all came back fine. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
It has been 3 months since my purchase conveyancing in Horbury concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £305k and identified one near me in Horbury I like with a park and railway links nearby, the downside is that it only has 52 remaining years left on the lease. There is not much else in Horbury for this price, so just wondered if I would be making a grave error buying a short lease?
If you need a home loan that many years may be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
I need to instruct a conveyancing solicitor in Horbury for my house move. Can I check a firm’s complaints history with the profession’s regulator?
You may review presented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training requirements.