I am expecting a mortgage offer from Nat West. My intention is to use a Licensed Conveyancer in Dewsbury. Does the Nat West Conveyancing panel include Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is a dozen years since I bought my house in Dewsbury. Conveyancing lawyers have just been appointed on the sale but I am unable to locate the deeds. Will this cause complications?
You need not be too concerned. Firstly there is a possibility that the deeds will be kept by your mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Dewsbury relates to registered property but in the rare situation where your property is unregistered it is more tricky but is resolvable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Dewsbury. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/3/2025, the requirements read as follows :
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Dewsbury is the location of the property. Can you offer any guidance?
Flying freeholds in Dewsbury are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dewsbury you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dewsbury may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My partner has urged me to appoint his conveyancers in Dewsbury. Should I find my own conveyancer?
Much as we are happy to recommend a Dewsbury conveyancing lawyer the ideal way to find a conveyancing lawyer is to seek feedback from friends or relatives who have actually experience in using the conveyancer you're are thinking of instructing.