I am searching for value for money conveyancer. Do I opt for a nationwide conveyancer as opposed to a local Horwich conveyancing lawyer?

Established third party relationships are another important factor to consider when choosing conveyancing solicitors. Horwich law firms enjoy long term relationships with mortgage brokers and Horwich, local authorities, surveyors and other law firms meaning the whole process is going to be much more straightforward for you. Hosting a well rounded knowledge of the local area also helps too.

My grandmother passed away last year and as sole heir and executor I was left the house in Horwich. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?

Given you plan to refinance then HSBC will require that you use a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.

I decided to have a survey carried out on a property in Horwich before appointing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some lenders will refuse to issue a loan on this type of property.

It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Horwich. Conveyancing may be slightly more expensive based on your lender's requirements.

I am using a search engine for the term conveyancing in Horwich it shows results of numerous solicitorsin the area. With so much choice what is the best way to find the right property lawyer for purchase transaction?

The best way of finding a suitable conveyancer is through a trusted referral, so enquire of colleagues and those you trust who have bought a property in Horwich or the respected estate agent or mortgage broker. Fees for conveyancing in Horwich differ, so it's a good idea to request at least four quotes from different conveyancers. Make sure that you clarify that the charges are guaranteed not to increase.

The conveyancing solicitors undertaking our conveyancing in Horwich has forwarded documents to review that reveal that the property is unregistered with epitome documents. Is it not the case that all properties in Horwich are registered?

Although the vast majorities of properties in Horwich are now registered with HM Land Registry there are still some that remain unregistered. Any property in Horwich that has been remortgaged since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Horwich property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Horwich conveyancing solicitors should be familiar with this type of conveyancing but if any uncertainty reigns the prevailing recommendation presently is for the current owners to undertake the registration formalities first and subsequently deal with the disposal - this undoubtedly result in a drawn-out home move.