Willinstructing a Horwich conveyancing practitioner make the legal process smoother?

Existing third party connections are another important factor to consider when appointing conveyancing solicitors. Horwich conveyancers often have long term relationships with lenders and agents, local authorities, valuers and other conveyancing firms meaning the whole process is going to be much more straightforward for you. Hosting specialist insight into the local area also helps too.

What does my ID and proof of funds have anything to do with my conveyancing in Horwich? What am I being asked for?

Horwich conveyancing solicitors and indeed property practitioners throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to check the ID of any client in order to satisfy themselves that clients are who they say they are.

Conveyancing clients are required to supply two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and evidence of address (usually a Bank Statement less than 3 months old).

Proof of source of monies is also necessary in accordance with the money laundering statutes as solicitors are obliged to investigate that the money you are utilising to acquire a property (whether it be the deposit for exchange or the total purchase amount if you are a cash purchaser) has originated from a reputable source (such as an inheritance) as opposed to the proceeds of illegitimate behaviour.

My wife and I have a 4 bedroom Edwardian property in Horwich. Conveyancing solicitor represented me and Barclays Direct. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Horwich and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who carried out the work.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Horwich is the location of the property. Is there any guidance you can impart?

Flying freeholds in Horwich are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Horwich you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Horwich may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am 17 days into a freehold purchase having been directed to a firm by the selling agent to carry out the conveyancing in Horwich. I am am starting to be disappointed with the quality of service. Could you help me find new conveyancers?

They would have to be really poor to suggest replacing them. Has the mortgage offer been generated? In the event that it has you need to make them aware of the new contact details and ensure the offer are re-sent. The solicitor ideally should be on the banks approved list to avoid escalating expenses and delays. So that should be your starting point. The find a solicitor tool can assist you in finding a bank approved lawyer for your conveyancing in Horwich