Just contacted my conveyancing solicitor in Hoxton who conducted the legals 18 months ago requesting a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold property) of almost identical values with a home loan from Accord Mortgages Ltd. I am now being charged double. Am I right to be tempted to shop around for a cheaper internet property lawyer?

The estimate does seem a little overpriced. If you you were to look around you could reduce the fees marginally by perhaps £100 plus VAT. On the other hand, if you were satisfied with the legal work the firm offered you mightcome to rue choosing an a cheaper lawyer. Don't forget to be sure the conveyancer can act for Accord Mortgages Ltd. You can utilise our search tool to get a quote a Hoxton conveyancing firm on the Accord Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Hoxton.

What does my ID and proof of funds have anything to do with my conveyancing in Hoxton? What am I being asked for?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing business. The Terms of Engagement that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you are unwilling to supply ID verification documents, your lawyer would not be able to accept instructions from you.

I am buying a new build flat in Hoxton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Hoxton

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Hoxton is the location of the property. Can you shed any light on this issue?

Flying freeholds in Hoxton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hoxton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hoxton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We are 17 days into a leasehold purchase having been recommend to conveyancers by the selling agent to perform conveyancing in Hoxton. We are not happy. Can you you assist me in finding new conveyancers?

They would have to be very bad in order to consider changing them. Has the mortgage offer been sent? If so you need to inform them of the new lawyer and have the mortgage documents are issued to the new lawyers. The conveyancer should be on the mortgage company panel to avoid escalating costs and frustration. So that should be your first question of the new lawyers. Our search tool will assist you in finding a lender approved conveyancer for your home move in Hoxton