I am considering applying for a Santander mortgage for purchase of a newly converted (under development) in Hunstanton with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Santander ?

There is nothing to stop you using your solicitor, but Santander will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

I have been told that property searches are the primary reason for delay in Hunstanton conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are unlikely to feature in any delay in conveyancing in Hunstanton.

I am using a search engine for the words cheap conveyancing in Hunstanton it reveals numerous property lawyersin the vicinity. How do I determine which is the right conveyancer for my move?

The ideal method of finding a suitable conveyancer is through a trusted recommendation, so ask colleagues and those you trust who have bought a property in Hunstanton or a respected estate agent or financial adviser. Charges for conveyancing in Hunstanton differ, so it's sensible to obtain a minimum of four costs illustrations from different companies. Make sure that you know what costs in the quote includes.

Looking forward to complete next month on a ground floor flat in Hunstanton. Conveyancing solicitors have said that they are sending me a report within the next couple of days. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Hunstanton should include some of the following:

How long the lease is. You should receive guidance as what happens when the lease ends, and aware of the importance of not letting the lease term falling below eighty years What the implications are if you breach a clause of your lease? The physical ownership of the premises. This may be the property itself but may include a roof space or basement if applicable. Alterations to the premises It needs to be made clear to you whether the lease permits you to add or upgrade aspects of the premises- you must know whether it applies to all alterations or limited to structural alteration, and whether licences for alterations is mandated necessary

Hunstanton Conveyancing for Leasehold Flats - Sample of Queries before buying

The majority of Hunstanton leasehold apartments will have a service charge for the upkeep of the block levied on behalf of the management company. Where you acquire the property you will have to meet this charge, normally periodically throughout the year. This could vary from a couple of hundred pounds to thousands of pounds for buildings with lifts and large communal areas. In all probability there will be a ground rent for you to pay yearly, this is usually not a large figure, say about £25-£75 but you should to enquire it because on occasion it could be many hundreds of pounds. Is the freehold owned jointly by the leaseholders? Best to be warned if a new roof is being installed or some other significant cost is pending that will be shared amongst the tenants and will materially impact the level of the maintenance charges or necessitate a one off invoice.

I need to find a lender panel solicitor in Hunstanton. Can you assist?

It is not clear why you need a Hunstanton panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Hunstanton are on their panel . If you do find such a firm in Hunstanton not listed please direct them to our site to list. After all the cost is only one £1 a month