I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Kendal. My lender is Nationwide Building Society

Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/11/2024, the requirements read as follows :

What is the difference between a licensed conveyancer and conveyancing solicitor in Kendal

There are many registered licenced Conveyancers in Kendal and Solicitor firms in Kendal to choose from It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I am selling my flat. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Barclays are being problematic. The Kendal solicitor who is on the Barclays conveyancing panel is saying indemnity insurance will be fine but Barclays are insisting on a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?

It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Leeds Building Society have agreed my mortgage in principle, my bid on a apartment in Kendal has been accepted, what happens next?

The property agent will wish to be informed of your conveyancer's details (ensure that the solicitors are on the bank’s panel). Contact Leeds Building Society or your financial adviser and complete any appropriate forms. Leeds Building Society will instruct a valuer who will get in contact with the estate agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes about ten days to receive the mortgage offer. Leeds Building Society will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Kendal.

Me and my brother own a renovated Victorian property in Kendal. Conveyancing lawyer acted for me and Skipton Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kendal and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.

I am using a search engine for the words on line conveyancing in Kendal it brings up many property lawyersin the vicinity. How do I determine which is the right property lawyer for my move?

The ideal method of finding the right conveyancer is through a personal recommendation, so ask colleagues and relatives who have purchased a property in Kendal or the local estate agent or mortgage broker. Costs for conveyancing in Kendal vary, so it's advisable to obtain a minimum of four fee estimates from varying types of law firms. Dont forget to clarify that the charges are guaranteed not to escalate.

Is there an average conveyancing fee for conveyancing in Kendal?

The average cost in 2014 for conveyancing in Kendal was just under one thousand five hundred pounds excluding SDLT and Land Registry charges.