My lawyer in Laindon is not listed on the Halifax Solicitor Panel. Can I still use my prefered solicitor notwithstanding that they are excluded from the Halifax panel of approved conveyancing solicitors?
The limited options available to you here include:
- Carry on with your preferred Laindon lawyers but Halifax will need to retain a conveyancer on their panel. This will inevitably rack up the total legal fees and cause delays.
- Choose a new practitioner to to deal with the purchase, remembering to check they are Persuade your lawyer to do everything within their powers to join the Halifax conveyancing panel
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Laindon? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to pay for repairs towards the chancel within the church. Is this a legitimate concern for conveyancing in Laindon?
Unless a previous purchase of the property took place after 12 October 2013 you could assume that solicitors carrying out conveyancing in Laindon to continue to propose a a chancel search and or chancel repair liability insurance.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Laindon is where the house is located. Can you offer any guidance?
Flying freeholds in Laindon are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Laindon you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Laindon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My husband and I are 17 days into a leasehold purchase having been directed to a firm by the selling agent to execute conveyancing in Laindon. I am am very frustrated with the level of service. Could you help me find new lawyers?
A solicitor would need to be really poor to suggest changing them. Has the mortgage offer been issued? If so you will need to advise them of the new contact details and ensure the offer are re-issued. The conveyancer should be on the banks approved list to avoid escalating expenses and complications. So that should be your first question of the new solicitors. The search tool can help you find a lender approved lawyer for your home move in Laindon
A conveyancing firm dealt with my conveyancing in Laindon half a dozen years past having stored my deeds but has now closed – What can I do to retreive them?
Title deeds, as such, are no longer appropriate for most homes in Laindon are archived electronically at Land Registry. Where you need to establish ownership or are disposing of or refinancing your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.