It is is a decade since I purchased my property in Little Burstead. Conveyancing lawyers have just been instructed on the sale but I am unable to track down the title deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be with the mortgage company or they could stored with the lawyers who handled the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Little Burstead involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
When it comes to lenders such as Kent Reliance, do Little Burstead lawyers have to pay a fee to be on the list of approved solicitors?
We are unaware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Can I be sure that the Little Burstead conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Little Burstead getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your conveyancing.
We were going to get a OIP from Santander this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Little Burstead solicitors on the Santander conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Little Burstead solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
I decided to have a survey carried out on a property in Little Burstead before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend not issue a mortgage on such a premises.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. If you e-mail us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Little Burstead. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Little Burstead to see if the conveyancing will be more expensive.
How easy is it to use your search tool to select a conveyancing solicitor in Little Burstead on the authorised to act for my lender?
Step one is to choose a mortgage company such as Barclays , The Mortgage Works or Nottingham Building Society then type in your preferred area for example Little Burstead. Conveyancing practices in Little Burstead and beyond should be shown.
Am I better off to choose a Little Burstead conveyancing solicitor who is local to the property I am buying? An old friend can perform the legal formalities but his firm is located 400kilometers away.
The benefit of a local Little Burstead conveyancing practice is that you can drop in to execute paperwork, deliver your ID and apply pressure on them where appropriate. Having local Little Burstead know how is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and the majority were content that must surpass using an unfamiliar Little Burstead conveyancing lawyer solely due to them being based in the area.