I'm the sole beneficiary of my late mum's estate with all property in now in my sole name, including the house in Lampton. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership will be considered the same way as if I'd bought the property in January. Will no one buy the property for half a year?

The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. many mortgage companies would take a practical view as this obligation primarily exists to capture subsales or the quick reselling of properties.

Can you point me to a directory of Santander panel solicitors in Lampton on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable online. If you are in need of a Lampton conveyancer on the Santander please use our facility.

I have paid off my mortgage with Yorkshire BS. I assume I don't need a Lampton property lawyer on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Yorkshire BS has sent the Land Registry the discharge electronically, and
3. Yorkshire BS has instructed the Land Registry to do so

Just had an offer accepted on a new build flat in Lampton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Lampton

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one near me in Lampton I like with amenity areas and station in the vicinity, however it only has 51 years on the lease. There is not much else in Lampton in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan the remaining unexpired lease term will be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.

I'm remortgaging my primary house to a buy to let loan with Bank of Ireland and I will use the rest of the raised equity as a down payment on further property. The location we are talking about is Lampton. Will your conveyancers be able to act for the two lenders and tie in the conveyances?

Make use of our search tool on this site to check that the conveyancers are approved by both banks. Assuming that they are your conveyancer should be able to connect the two transactions but you should have a chat with you solicitor and specify your desired outcome and requirements.

My father-in-law has suggested that I instruct his conveyancers in Lampton. Should I use them?

No doubt the ideal way to choose a conveyancing practitioner is to have recommendations from friends or relatives who have actually previously instructed the firm you're contemplating using.