Finally the sale completed on my house in Twickenham last November but my buyer keeps calling daily complaining that her lawyer is waiting to hear from mine. What should have happened now that I have sold?
Following your sale your lawyer is obliged to deliver the transfer deeds and all additional paperwork to the buyer’s lawyers. If applicable, your lawyer should also send confirmation that the home loan has been redeemed to the buyers solicitors. There are no post completion tasks peculiar conveyancing in Twickenham.
Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Twickenham. Do I pick up the keys to the house on completion from my lawyer? If this is the case, I will use a local conveyancing solicitor in Twickenham?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the owner’s solicitors, and once they have received this, you will be invited to pick up the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
I am being advised by my conveyancer that missing deeds insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Twickenham?
The right level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between Yorkshire Building Society and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
I have paid off my mortgage with Barclays. I assume I don't need a Twickenham conveyancing practitioner on the Barclays panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I used Action Conveyancing several years past for my conveyancing in Twickenham. I now require my papers but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Twickenham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey completed on a house in Twickenham prior to appointing lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders tend not issue a mortgage on a flying freehold house.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Twickenham. Conveyancing will be smoother if you use a solicitor in Twickenham especially if they are familiar with such properties in Twickenham.
How do I identify a Twickenham solicitor on the Aldermore conveyancing panel? I have a car and am willing to travel upto 10miles to meet the conveyancer.
You can use the tool on this page. Please choose the bank and your location and you will see a number of Twickenham conveyancing lawyers based on proximity. We have listed some Twickenham conveyancing firms at the bottom of this page and you can contact them to see if they are on the Aldermore approved list