I have just started taking steps with the intention of changing my domestic loan to a Buy to Let The Mortgage Works mortgage. I was told by my financial advisor that I need a conveyancer as part of the process. I had a chat my previous Limehouse conveyancing solicitor who who completed the conveyancing when I first bought the house. The fee calculation sent of £550 has surprised me as I am not require purchase conveyancing - it’s simply a bog-standard refinance.

The estimate does seem a tad steep. If you you were to look around you might shave off some of the expense by perhaps £125. That being said, assuming were satisfied with the assistance the firm gave you couldlive to regret opting for an an untested lawyer. Remember to be sure that the solicitor can represent The Mortgage Works. You can employ our search tool to choose a Limehouse conveyancing firm on the The Mortgage Works member panel, which can often include conveyancing solicitors in Limehouse.

I am helping my aunt sell her house in Limehouse. Does the conveyancing solicitor arrange an EPC or do I organise this?

After the demise of Home Information Packs, EPC’s became a compulsory component of selling a property. An EPC needs to be commissioned prior to the property being advertised. This is not a task that conveyancers normally organise. Where you are instructing a Limehouse conveyancing practitioner they might help arrange EPC’s due to their relationships with reputable Limehouse accredited person

Have just purchased a probate house at auction in Limehouse. Conveyancing is needed. What are my next steps?

Given that you are now for in every practical sense signed on the dotted line you will need to choose a conveyancing practitioner as a matter of priority as you will have a pending a fixed date to complete the property. All auction property should have a bespoke legal set of papers. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You need to hand this to the conveyancer instructed by you as soon as possible. Do make sure that your finances are in order to complete the transaction on the set completion date.

Is it the case that all Limehouse CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing list of approved firms?

Some major lenders now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their panels.

I am buying a new build house in Limehouse benefiting from help to buy. The sellers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The property agent told me not to tell my conveyancer about this side-deal as it will jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

As co-executor for the will of my father I am selling a house in Monmouth but I am based in Limehouse. My solicitor (based 200 miles from mehas requested that I execute a stat dec before completion. Could you suggest a conveyancing solicitor in Limehouse who can attest and place their company stamp on the document?

strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Limehouse based

When it comes to my conveyancing in Limehouse should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Limehouse conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.