It has come to my attention via my mortgage adviser that my Bromley solicitor is not on the mortgage company Conveyancing panel. How can I be sure if this is correct?

You need to call your Bromley conveyancer. You lawyer should inform you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.

Can your site be used to recommend a Conveyancing solicitor in Bromley even if I’m not purchasing or selling a house, for example if I wish to buy a shop in Bromley with a loan from National Westminster Bank?

Our comparison service is mainly utilised to select domestic conveyancing solicitors in Bromley but we have set out at the end of this page a selection of Bromley commercial conveyancing firms. You will need to make contact with the firm directly to establish if they are also authorised to represent National Westminster Bank

My husband and I have organised the release of further monies on our home loan from TSB as we want to carry out a loft conversion to our house in Bromley. Do we need to choose a bricks and mortar Bromley solicitor on the TSB conveyancing panel to handle the paperwork?

TSB would not normally require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.

Last month we had a mortgage agreed in principle with RBS. Bromley conveyancing lawyers were selected. What is the average time that one could expect to receive a mortgage offer from RBS?

Some lenders take longer than others. Have RBS completed the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Intending to buy a house in Bromley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bromley lawyer is on the Nationwide conveyancing panel.

Just had an offer accepted on a new build flat in Bromley. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Bromley

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

We own a leasehold flat in Bromley. Conveyancing was completed in 2010. I have read on numerous consumer forums that I should not allow the the remaining lease term to get too short. Is this right?

Bromley domestic long term leases are for a fixed term - normally just under one hundred years when they started. However a significant appartments in Bromley were constructed or converted 20 or more years ago and so such leases now have less than 80 years left to run. That may sound like plenty of time but Banks, Building Societies and other mortgage institutions tend to require leases to have a minimum of seventy five years left to adequate security. Accordingly when you come to sell the property you will need to extend the term of your lease if you are approaching seventy five years. To optimize your property value you should be thinking about whether to extend your lease well in advance of selling the property. There are also advantages to taking action before the lease hits eighty years as when the lease is below 80 years the premium to be paid to extend starts to escalate.