I can't travel far from Lower Morden. Can you please spell out why all Lower Morden conveyancers aren't automatically on all mortgage company panels?

Banks ordinarily impose restrictions on either the type or volume of conveyancing solicitors on their approved list of lawyers. A common example of such criteria being that the firm must have two or more partners. As well as restricting the structure of firm, some building societies made a decision to restrict the size of their panel they allow to represent them. You should note that banks have no liability for the accuracy of service provided by any Lower Morden conveyancing practitioner on their approved list. Mortgage fraud was the main trigger for the culling of solicitor panels a few years ago even though there are conflicting points of view concerning the extent of solicitor involvement in some of that fraud. Data via HM Land Registry reveal that thousands of conveyancing practices only transact less than three conveyances a year. Those advocating conveyancing panel pruning ask why conveyancing firms deserve claim to be on a lender panel when clearly conveyancing is not their speciality?

Can your site be used to recommend a Conveyancing solicitor in Lower Morden even if I’m not buying or disposing of a house, for instance where I intend to acquire a shop in Lower Morden with a loan from Virgin Money?

Our search tool is mainly there to select domestic conveyancing solicitors in Lower Morden but we have listed at the bottom of this page some Lower Morden commercial conveyancing firms. You should make contact with the solicitors directly to check if they are also authorised to represent Virgin Money

I opted to have a survey carried out on a house in Lower Morden prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some lenders may not issue a mortgage on a flying freehold property.

It varies from the lender to lender. HSBC has different instructions from Nationwide. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Lower Morden. Conveyancing will be smoother if you use a solicitor in Lower Morden especially if they are accustomed to such properties in Lower Morden.

My uncle has suggested that I use his conveyancing solicitors in Lower Morden. Do I follow his recommendation?

There are no two ways about it the ideal way to find a conveyancing practitioner is to get referrals from friends or relatives who have actually used the solicitor that you are considering.

I need to consider estimates for conveyancing in Lower Morden from various conveyancing practitioner and choose one. Should I get them to hold tight until I I have my bid accepted on a house.

We would recommend that you only get your property lawyer to open a file and apply for searches after the offer has been agreed to on the property particularly as Lower Morden conveyancing searches are not cheap.