What is the optimum way to investigate if the solicitor conducting my conveyancing in Raynes Park is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for HSBC Bank thus paying £192.00 in additional conveyancing fees.

You should make the most of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type ‘Raynes Park’ or your location and you will be presented with numerous conveyancers offices in Raynes Park or by proximity to you.

What does a local search tell me concerning the property my wife and I purchasing in Raynes Park?

Raynes Park conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for instance Searchflow The local search plays an important role in most Raynes Park conveyancing purchase; as long as you don’t want any nasty surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

Me and my brother own a terraced Georgian house in Raynes Park. Conveyancing lawyer acted for me and Barclays . I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Raynes Park and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.

I'm purchasing my first flat in Raynes Park with a mortgage from Clydesdale. The developers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not disclose to my solicitor about the deal as it could put at risk my mortgage with Clydesdale. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is it true that a Raynes Park conveyancing company has court proceedings brought against them by a client for failing to conduct the appropriate conveyancing searches?

We are not aware of such a Raynes Park conveyancing claim but it has been reported that, clients purchasing a property elsewhere in England successfully won a case against their solicitor as a consequence of development plans to erect a wind farm failing to be picked up in conveyancing searches.

If you are contemplating buying a home in Raynes Park It is essential that your conveyancing practitioner purchase all Raynes Park conveyancing searches required making sure that you have accurate and current information before acquiring a property.