My brother-in-law has suggested I instruct a conveyancing solicitor in Raynes Park. I I would like to check if they are on the The Mortgage Works approved list of lawyers. Can you assist?

You should phone your lawyer and enquire whether they are on the lender panel. Alternatively you should call The Mortgage Works who may be able to assist.

We have agreed to purchase a house in Raynes Park. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?

Given that you are obtaining a mortgage with Barclays your lawyer must check the conveyancing instructions contained in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not comply with these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Raynes Park.

The formalities of my remortgage has taken place for my property in Raynes Park. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?

All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I am due to exchange contracts on my flat. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Virgin Money are being difficult. The Raynes Park solicitor who is on the Virgin Money conveyancing panel is recommending indemnity insurance as a solution but Virgin Money are requiring a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?

It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I need to instruct a conveyancing solicitor for sale conveyancing in Raynes Park. I've land on a web site which looks to be the perfect answer If there is a chance to get all the legals done via phone that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Planning to sign contracts shortly on a basement flat in Raynes Park. Conveyancing lawyers assured me that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Raynes Park should include some of the following:

Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? It needs to be made clear to you whether the lease allows you to change or improve anything in the premises- you must be made aware as to whether any restrictions relates to all alterations or just structural alteration, and whether consent is required Where does the liability rest for maintaining the window frames Whether your lease caters for for a sinking account for major works? Does the lease prevent you from letting out the property, or working from home

I have had difficulty in negotiating a lease extension in Raynes Park. Can this matter be resolved via the Leasehold Valuation Tribunal?

in cases where there is a missing landlord or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to judgment on the sum to be paid.

An example of a Lease Extension decision for a Raynes Park flat is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case affected 1 flat. The number of years remaining on the existing lease(s) was 60.43 years.

My partner and I expecting to exchange buying a property in Raynes Park but as a consequence of wreckage from the recent storms I have negotiated recompense from the owner of £3k in the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process but my mortgage company will not permit this. Why were they informed?

Any lawyer listed on the lender approved list is duty bound to inform the lender of any changes to the purchase price. In the event that you were to refuse your solicitor to report the reduction to your mortgage company then they would have no choice but to refrain from representing you and the lender.