Please could you suggest a Bank of Ireland allowed Raynes Park conveyancing firm that can complete within a short deadline? Am I best advised to unstruct a local Raynes Park solicitor or a national comparison site?

We can recommend some very good Raynes Park conveyancing firms. You can also walk up the main road in Raynes Park. Visit some well established law practices and ask to speak with a conveyancing solicitor for a quote. Explain your requirements together with the reasons and get a commitment on your deadline. Select the one that appears most efficient.

I own a freehold residence in Raynes Park but nevertheless charged rent, why is this and what is this?

It’s unusual for properties in Raynes Park and has limited impact for conveyancing in Raynes Park but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

Is there a search tool that I can utilise to check that the solicitor carrying out my conveyancing in Raynes Park is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Birmingham Midshires thus spending £187.00 plus VAT in further legal bill.

Please do make use of the search tool on this page. Please choose the lender and type ‘Raynes Park’ or your preferred area and you will be presented with a number of lawyer located in Raynes Park or near you.

The deeds to my home are lost. The conveyancers who handled the conveyancing in Raynes Park 5 years ago no longer exist. What are my options?

Assuming you have a registered title the information relating to your ownership will be recorded by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, find your property and order up to date copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one round the corner in Raynes Park I like with amenity areas and station in the vicinity, the downside is that it only has 49 remaining years left on the lease. I can't really find anything else in Raynes Park for this price, so just wondered if I would be making a grave error purchasing a short lease?

If you need a mortgage that many years will be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.