It is 10 years ago since I acquired my home in Merton. Conveyancing solicitors have just been retained on the sale but I am unable to find the deeds. Is this a problem?

You need not be too concerned. First the deeds may be kept by your mortgage company or they could be archived with the solicitor who acted in the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring current official copies of the land registers. The vast majority of conveyancing in Merton involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

I have Fifty Six years left on my lease and require a lease extension for my flat in Merton. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/12/2024 the requirements read as follows :

I need some expedited conveyancing in Merton as I have an ultimatum to complete inside one month. A mortgage is not required. Is it possible to decline from having conveyancing searches to save fees and time?

As you are not getting a home loan you are at liberty not to have searches carried out although no solicitor would advise that you don't. With plenty of history conveyancing in Merton the following are examples of issues that can show up and adversely impact the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Unadopted Roads,...

The estate agent has sent us the confirmation of our purchase of a new build flat in Merton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Merton

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

We are four weeks into a freehold purchase having been recommend to conveyancers by the local agent to perform conveyancing in Merton. We are not happy. Can you you assist me in finding new lawyers?

They would have to be very poor in order to consider diss instructing them. Has your mortgage been issued? In the event that it has you must advise them of the new contact details and have the loan are re-sent. The solicitor ideally should be on the mortgage company panel to avoid supplemental expenses and frustration. So that should be your first question of the new lawyers. The search tool can help you find a bank approved solicitor for your home move in Merton