Our Miles Platting lawyer has identified a discrepancy between the surveyor’s assumptions in the valuation report and what is revealed within the title deeds. My solicitor says that he must check that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s course or action appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
My flat in Miles Platting is up for sale and I have a buyer. Will the lawyer need to be required to be on the Nationwide conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Nationwide conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
What does a local search inform me regarding the house I am buying in Miles Platting?
Miles Platting conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations such as PSG The local search plays a central role in most Miles Platting conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your new home. The search will supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
Are there restrictive covenants that are commonly identified during conveyancing in Miles Platting?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Miles Platting. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What tools are available to locate a Miles Platting solicitor on the Yorkshire Building Society conveyancing panel? I have a car and am prepared to travel upto 25miles to meet the lawyer.
Feel free to make use of the search on this page. Please pick a mortgage company and your location and you will see a number of Miles Platting conveyancing lawyers located nearest you. We have listed some Miles Platting conveyancing firms at the bottom of this page and you can call them to verify whether they are on the Yorkshire Building Society approved list