My stepmother pointed out to me me that in buying a property in Blackley there may be various restrictions prohibiting external changes to the property. Is this right?

There are anumerous of properties in Blackley which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Blackley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My wife and I buying a detached bungalow in Blackley. We would like to convert the garage to an office at the property.Will legal conveyancing on the property include investigations to ascertain if these works were previously refused?

Your solicitor will check the registered title as conveyancing in Blackley will occasionally reveal restrictions in the title deeds which prevent categories of changes or need the consent of another owner. Certain extensions require local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.

I am expecting a AIP from Virgin Money this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Blackley solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Blackley solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.

I require expedited conveyancing in Blackley as I have a deadline to sign on the dotted line inside one month. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?

As you are not getting a mortgage you have the choice not to have searches conducted although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Blackley the following are examples of issues that can show up and therefore affect future saleability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Railway Schemes,...

I'm purchasing a new build house in Blackley benefiting from help to buy. The sellers would not reduce the price so I negotiated £7000 of additionals instead. The estate agent advised me not to tell my solicitor about this side-deal as it could impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How straightforward is it to use your search tool to find a conveyancing practitioner in Blackley on the authorised to act for my lender?

Step one is to pick a bank such as Santander, Coventry Building Society or Godiva Mortgages Ltd then choose your location for example Blackley. Conveyancing firms in Blackley and beyond should be listed.

A conveyancing firm dealt with my conveyancing in Blackley half a dozen years past and was holding my deeds but has since been shut down – What steps do I now take to retreive them?

Deeds, as such, are no longer appropriate for most homes in Blackley are recorded digitally at Land Registry. If you need to prove evidence of proprietorship or are selling or refinancing your lawyer should obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.