I have given 8 weeks notice to my current landlord and have to vacate my rented flat in Mill Hill by 10/1/2025. Conveyancing for my house purchase is underway. How realistic is it to complete in three weeks as I wish to avoid having to find temporary accommodation?
Generally one should not give notice for your lease unless your lawyer suggests that you should. Assuming that you have not already done so, contact to your conveyancer and ask them to they chase the other lawyers, try to get a realistic time scale from them that everyone will work towards
My bid for a property was accepted at auction in Mill Hill. Conveyancing is necessary. What is next?
Now that you are to in every practical sense signed on the dotted line you must appoint a conveyancing practitioner quickly as you are faced with a pending a fixed date to complete the property. All auction property will have a bespoke legal set of papers. This should include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You should pass this on to the conveyancer working for you ASAP. Do make sure that that you have the requisite funding in order to complete the transaction on the set completion date.
I am purchasing a terrace house in Mill Hill. The intention is to carry out a loft conversion at the property.Will legal conveyancing on the property involve checks to see if these alterations were previously refused?
Your conveyancer will check the deeds as conveyancing in Mill Hill can sometimes reveal restrictions in the title deeds which prohibit categories of alterations or need the permission of a 3rd party. Certain additions need local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
Is there a list of Aldermore panel conveyancers in Mill Hill on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of lenders make their panel listings viewable on the web. If you are seeking to appoint a Mill Hill lawyer on the Aldermore please use our facility.
How does conveyancing in Mill Hill differ for newly converted properties?
Most buyers of new build or newly converted property in Mill Hill contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Mill Hill tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mill Hill or who has acted in the same development.
I decided to have a survey completed on a property in Mill Hill prior to retaining conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some lenders will not grant a loan on this type of house.
It depends who your proposed lender is. HSBC has different requirements from Halifax. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Mill Hill. Conveyancing will be smoother if you use a solicitor in Mill Hill especially if they are accustomed to such properties in Mill Hill.
Estate agents have just been given the go-ahead to market my garden flat in Mill Hill.Conveyancing solicitors are to be appointed soon however I have recently had a half-yearly maintenance charge demand – what should I do?
The sensible thing to do is clear the invoice as normal as all rents and service invoices should be allottedas part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process