I have just been advised by my IFA that my Milnrow the law firm I have appointed is not on the bank Conveyancing panel. How can I be certain that this is indeed the case?

The first thing you need to do is to contact your Milnrow conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they may recommend you to a Milnrow conveyancing practice that is on the conveyancing panel for your mortgage company.

What does my ID and proof of funds have anything to do with my conveyancing in Milnrow? Is this really warranted?

You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Milnrow. However these days you can not proceed with any conveyancing process if you have not supplying evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence and a council tax bill. Remember if you are providing your driving licence as proof of ID it must be both the paper part and photo card part, one is not satisfactory without the other.

Verification of the source of money is necessary in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your lawyer must have this information on file. Your Milnrow conveyancing solicitor will require evidence of proof of funds prior to accepting any funds from you into their client account and they may also ask additional questions regarding the origin of funds.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Milnrow. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/12/2024, the requirements read as follows :

We are planning on selling our home in Milnrow and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A high street Milnrow conveyancer would know this is not the case. It does beg the question why the buyers used a national conveyancing outfit rather than a conveyancing solicitor in Milnrow. We have lived in Milnrow for three years we know of no issue. Should we get in touch with our local Authority to get clarification that there is no issue.

It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

Taking into account that I will soon spend over three hundred thousand on a garden flat in Milnrow I would like to talk to a lawyer concerning theconveyancing ahead of instructing the firm. Is this something that you can arrange?

This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be carrying out your conveyancing in Milnrow.There is no ‘factory style conveyancing’ - every client is an important individual, not a case reference. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Milnrow should be the amount on the final invoice that you are charged.