A friend recommended that where I am buying in Whitworth I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Whitworth conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Whitworth around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Whitworth Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Whitworth.
Are there restrictive covenants that are commonly picked up during conveyancing in Whitworth?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Whitworth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Whitworth differ for newly converted properties?
Most buyers of new build or newly converted property in Whitworth approach us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Whitworth tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whitworth or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £235,500 and found one near me in Whitworth I like with amenity areas and railway links in the vicinity, the downside is that it only has 49 years unexpired on the lease. There is not much else in Whitworth in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you need a home loan that many years will be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
My husband and I are novice buyers - agreed a price, but the selling agent informed us that the seller will only move forward if we instruct their chosen solicitors as they need an ‘expedited deal’. We would rather use a family solicitor accustomed to conveyancing in Whitworth
We suspect that the owner is unaware of this requirement. If they require ‘a quick sale', taking such a hostile approach to a serious buyer is going to damage their objectives. Try to communicate with the vendors directly and explain that (a)you are keen to buy (b)you are ready to go, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)but you are going to instruct your own,trusted Whitworth conveyancing firm - not the ones that will give their negotiator at the agency a kickback or hit his conveyancing figures demanded by corporate headquarters.