Should lawyers ask for money up-front for my conveyancing in Whitworth?

Where you are retaining lawyers for conveyancing in Whitworth your lawyer will ask you to provide them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the total price then this will be asked for shortly in advance of exchange of contracts. The final balance that is needed should be sent to your lawyer a couple of days ahead of the completion date.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Whitworth. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/1/2025, the requirements read as follows :

I am assisting my step-mother sell her flat in Whitworth. Will the conveyancing solicitor arrange the energy assessment or should I organise this?

Following the demise of Home Information Packs, energy performance certificates became a mandatory element of selling a house. An energy performance certificate should be commissioned before the property is placed on the market. This is not as aspect of the sale process that law firms ordinarily organise. If you are using a Whitworth conveyancing lawyer they may help arrange EPC’s given their relationships with long established Whitworth providers

We are due to move house in March. Will my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you put forward a removal company in Whitworth. Conveyancing lawyer was found before I stumbled across this site.

On the afternoon of completion you will need to collect the keys from the property agent however this should only take place after the vendors solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you should inform the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can help you locate a residential property solicitor in Whitworth or a solicitor that specialises in conveyancing in Whitworth.

At last I have had an offer on a flat in Whitworth agreed to, but there is a chain. The sellers have put an offer on a flat, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have selected a nearby conveyancing solicitor in Whitworth. What do I do now? When should I get the mortgage application with TSB going?

It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx one thousand pounds, then valuation, Whitworth conveyancing search costs, etc). The first course of action is to ensure that your lawyer is on the TSB approved list. Concerning the next phase this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. In a buoyant market some purchasers would apply for the mortgage with TSB and arrange for the valuation and only if it was satisfactory would they ask their solicitor to move forward with searches.

My partner and I are downsizing from our property in Whitworth and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers used a web based conveyancing firm rather than a conveyancing solicitor in Whitworth. Having lived in Whitworth for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.

It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

Our sealed bid on detached house in Whitworth was agreed to, but there is a chain. The sellers have offered on on an apartment, although it’s not yet agreed to, and are looking at other properties booked. I have instructed a local conveyancing solicitor in Whitworth. What should be my next step? At what stage do I apply for the mortgage with HSBC?

It is usual to have apprehensions where there is a chain given your reluctance to be too out of pocket too early (home loan application is in the region of one thousand pounds, then survey, Whitworth conveyancing search fees, etc). The first thing to do is check that your conveyancer is on the HSBC conveyancing panel. As to the next phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a rising market some purchasers would apply for a home loan with HSBC and pay for the survey and only if it was satisfactory would they request their conveyancing practitioner to move forward with searches.