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Find a Morecambe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Morecambe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Morecambe conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Morecambe

My previous lawyer has quoted £1200 for leasehold conveyancing in Morecambe. I’m looking to sell a Edwardian property for £250,000. Are these estimated fees excessive? Is it above what I should be paying for conveyancing in Morecambe?

The estimate does seem marginally overpriced. If you shop around you may be able to shave off some of the cost by as much as £100 plus VAT. On the other hand, you mightcome to regret choosing an an untested solicitor. Remember to check that the firm can act for your bank. You can utilise our search tool to find a Morecambe conveyancing practice on the banks member panel which can often include conveyancing solicitors in Morecambe.

What does my ID and proof of funds have anything to do with my conveyancing in Morecambe? What am I being asked for?

Morecambe conveyancing solicitors as well as nationwide property practitioners accross the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the identity of any client with a view to ensure that clients are who they say they are.

Conveyancing clients are required to produce two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and evidence of address (typically a Bank Statement no more than three months).

Proof of source of funds is also required under the money laundering statutes as solicitors have a duty to ensure that the monies you are utilising to buy a property (be it the exchange deposit or the full purchase monies where you are buying mortgage free) has originated from an acceptable source (such as employment savings) as opposed to the product of illegitimate behaviour.

I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Morecambe is where the house is located. What do you suggest?

Flying freeholds in Morecambe are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Morecambe you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Morecambe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm refinancing my current home to a buy to let loan with Alliance & Leicester and intend to use the remaining equity as a deposit on a second property. The neighborhood we are interested in is Morecambe. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?

Make use of our comparison tool on this site to ensure that the solicitors are on the relevant lender panels. Having checked that they are the solicitor should be able to simultaneously deal with the two transactions but you should talk with you conveyancer and make apparent your expectations and requirements.

In my capacity as executor for the will of my grandfather I am selling a property in Cardiff but reside in Morecambe. My lawyer (who is 260 miles from merequires that I execute a stat dec ahead of completion. Can you recommend a conveyancing lawyer in Morecambe who can attest and place their company stamp on the document?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Morecambe

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Neighbouring Locations

Arnside
Grange Over Sands
Milnthorpe
Carnforth
Morecambe
Heysham
Lancaster

Find out more about how flying freehold can affect your the value of a property.