I am in the throes of changing my current residential mortgage to a BTL HSBC Bank mortgage. The bank has said that I must appoint a solicitor for this. I got in contact with my former Mousehole conveyancing solicitor who dealt with the legals when I originally purchased the house. The costs illustration provided of £450 plus VAT has shocked me as I am not require purchase conveyancing - it’s just a straightforward remortgage.

The estimate does seem a tad overpriced. If you are prepared to invest time contrasting quotes you could decrease the fees slightly by say a hundred pounds. On the other hand, if you were content with the conveyancing the firm provided you mightlive to regret opting for an an untested solicitor. Don't forget to enquire that the solicitor can represent HSBC Bank. You can use our search tool to find a Mousehole conveyancing firm on the HSBC Bank approved list of lawyers, which can often include conveyancing solicitors in Mousehole.

Should commercial conveyancing searches reveal proposed roadworks that may impact a commercial land in Mousehole?

Many commercial conveyancing solicitors in Mousehole will order a SiteSolutions Highways report as it reduces the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Mousehole. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Mousehole.

For every commercial conveyancing transaction in Mousehole it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could result in delays to Mousehole commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Mousehole.

I am purchasing my first flat in Mousehole with the aid of help to buy. The sellers would not budge the price so I negotiated 6k of extras instead. The estate agent told me not inform my conveyancer about this side-deal as it will adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I will soon spend 450k on a two bedroom apartment in Mousehole I would like to talk to a lawyer concerning thehouse move in advance of appointing the firm. Is this something that you can arrange?

This is something that we encourage - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your conveyancing in Mousehole.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The practices that we put you in touch with believe that the figure you are provided with for your conveyancing in Mousehole should be the figure that you end up paying.

My husband and I are four weeks into a freehold purchase having been recommend to a firm by the high street agent to do our conveyancing in Mousehole. We are not happy. Could you you assist me in finding new lawyers?

A lawyer would have to be very poor in order to consider diss instructing them. Has the mortgage been generated? In the event that it has you must advise them of the new conveyancer and have the offer are re-issued. Your new solicitor ideally should be on the mortgage company approved list to avoid added fees and frustration. So that should be your starting point. The search tool can assist you in finding a lender approved lawyer for your conveyancing in Mousehole