Completed the sale of my flat in Hayle last November but my buyer keeps texting daily to moan that their lawyer is waiting to hear from mine. What should my lawyer have done following completion?

Following your disposal your lawyer should forward the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your conveyancer must also evidence that the legal charge in favour of the lender has been redeemed to the buyers conveyancers. There are no post completion tasks just for conveyancing in Hayle.

Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Hayle. Do I receive the keys to the property on the completion date from my solicitor? If this is the case, I will find a local conveyancing solicitor in Hayle?

On the day of completion you will not be required to go to the conveyancers office in Hayle. Conveyancing lawyers for you will arrange to send the purchase money to the seller's solicitors, and once they have received this, you should be called to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.

My wife and I are at the point of looking at houses in Hayle and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Barclays.

It would be advisable to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are obtaining a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.

Co-operative have agreed my mortgage in principle, my bid on a property in Hayle has been accepted, what are the next steps?

The estate agent will need to know who your solicitors are (be sure the conveyancing practitioners are on the lender’s panel). Call up Co-operative or the broker and complete any relevant documentation. Co-operative will sellect a valuer who will get in touch with the selling agent or seller to schedule a time for the valuation to take place. Once conducted (assuming no problems) it takes about ten days to get a mortgage offer. Co-operative will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Hayle.

Are there restrictive covenants that are commonly picked up during conveyancing in Hayle?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hayle. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

My father has encouraged me to use his lawyers for conveyancing in Hayle. Should I choose my own property lawyer?

Much as we are happy to recommend a Hayle conveyancing lawyer the ideal way to find a conveyancing practitioner is to seek recommendations from friends or relatives who have previously instructed the conveyancer that you are contemplating using.

I today plan to offer on a house that appears to be perfect, at a great figure which is making it all the more appealing. I have just discovered that it's a leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Hayle. Conveyancing advisers have are about to be instructed. Will they explain the issues?

Most houses in Hayle are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in Hayle in which case you should be shopping around for a Hayle conveyancing practitioner and be sure that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as obtaining the landlord’sconsent to conduct changes to the property. It may be necessary to pay a contribution towards the upkeep of the communal areas where the house is part of an estate. Your lawyer will appraise you on the various issues.

Leasehold Conveyancing in Hayle - A selection of Questions you should consider before buying

Is there a share of the freehold? Does the lease have in excess of 80 years remaining? Make sure you find out if there are any onerous prohibitions in the lease. For instance plenty of leases prohibit pets being allowed in in a block in Hayle. If you love the apartmentin Hayle but your dog can’t move with you then you will be faced hard compromise.