Last October we completed a house move in Nantwich. We have since encountered a number of issues with the property which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been conducted for conveyancing in Nantwich?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Nantwich. Conveyancing searches and investigations initiated during the legal transfer of property are designed to help avoid problems. As part of the process, a property owner answers a document known as a SPIF. answers turns out to be misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Nantwich.
Do banks and building societies provide you with an approved list of Nantwich conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?
Nantwich conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Nantwich. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you intend to re-mortgage then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
Due to the input of my in-laws I had a survey completed on a house in Nantwich prior to retaining solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some banks will refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Nantwich. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I use the search facility to find a conveyancing lawyer in Nantwich on the approved list for my lender?
Step one is to choose a lender such as Nationwide Building Society, Barnsley Building Society or Bank of Ireland then type in your location for example Nantwich. Conveyancing organisations in Nantwich and nationally should be shown.