Due to complete my purchase in Northwich next Friday. My property lawyer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the lender. What risks does the lender expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not specific to conveyancing in Northwich.

How does conveyancing in Northwich differ for new build properties?

Most buyers of new build or newly converted property in Northwich approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is constructed. This is because builders in Northwich tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Northwich or who has acted in the same development.

I decided to have a survey done on a house in Northwich before appointing lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some banks tend not issue a loan on this type of house.

It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Northwich. Conveyancing will be smoother if you use a solicitor in Northwich especially if they are acquainted with such properties in Northwich.

I am a sole trader hoping to take an assignment of a lease of an office on the high street. Can you recommend lawyers offering competitive costs for non-domestic conveyancing in Northwich for under £2000?

We can recommend firms who host a wealth of experience of commercial conveyancing in Northwich, including the sale and acquisition of businesses as well as simply premises. Whether you are looking to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right solicitor. Regarding the fees these will vary based on the structure and terms of the proposed transaction. Please provide us with your details or email so as to enable us to furnish you with a detailed commercial conveyancing calculation.

What is the best way of identifying a reasonably priced conveyancing in Northwich?

Option 1 is to ask your friends and family they would would seek assistance from. Second, search the web for conveyancing in Northwich. Call a couple or more firms from the list and ask them to email you their conveyancing estimate and speak to the lawyer who will handle your conveyancing before you make your choice. Option 3 is to make use of our search tool to help you find the right solicitors taking into account your unique requirements including location,speed, complexity and who the proposed lender is.Avoid the trap of appointing £99 conveyancing solicitors in Northwich