we are a couple who are buying a newbuild apartment in Northwich with a homeloan from Halifax.We like our Northwich conveyancing solicitor but Halifax says she’s not listed on their approved list of firms. It seems we have little choice but to instruct a Halifax panel solicitor or keep our preferred solicitor and pay for a Halifax panel lawyer to act for them. We feel as though this is unjust; Can we not simply insist that Halifax use our lawyer?
Unfortunately,no. The mortgage issued to you is subject to its terms and conditions, one of which will be that conveyancers needs to be on the Halifax conveyancing panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Halifax
I require expedited conveyancing in Northwich as I am faced with a deadline to sign on the dotted line in less than 4 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Northwich the following are instances of what can arise and therefore affect future saleability: Enforcement Actions, Outstanding Charges, Overdue Grants, Railway Schemes,...
My wife and I have a semi-detached Georgian property in Northwich. Conveyancing lawyer acted for me and Accord Mortgages Ltd. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Northwich and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
I am downsizing from my property. My past lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Northwich if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Northwich. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I have been sourcing a conveyancing practitioner in Northwich for my house move. Is there any facility to review a firm’s complaints history with the legal regulator?
Anyone may read presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training reasons.