Do I need to pop into the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Nettleham so that I can pop in to their offices if necessary.

Most approved lawyers for lenders undertake the vast majority of work through the post, e-mail or over phone calls. This means that they can undertake the conveyancing transaction regardless of where you live in the country. Nevertheless you should check if you have the option of visiting the offices of your conveyancing lawyer if just in case this is required.

Will our lawyer be raising enquiries regarding flooding during the conveyancing in Nettleham.

Flooding is a growing risk for lawyers conducting conveyancing in Nettleham. There are those who acquire a house in Nettleham, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Lawyers are not best placed to impart advice on flood risk, but there are a number of searches that may be undertaken by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Nettleham. The standard property information forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the vendor to discover whether the premises has suffered from flooding. If the residence has been flooded in past which is not notified by the owner, then a purchaser may issue a legal claim for losses as a result of such an inaccurate response. A purchaser’s conveyancers may also carry out an environmental report. This will disclose whether there is a recorded flood risk. If so, further inquiries will need to be conducted.

I have a semi-detached Georgian house in Nettleham. Conveyancing lawyer acted for me and HSBC Bank. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Nettleham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Nettleham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Nettleham

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

Due to the encouragement of my in-laws I had a survey completed on a property in Nettleham before retaining lawyers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some mortgage companies may not grant a mortgage on a flying freehold property.

It varies from the lender to lender. Santander has different requirements from Halifax. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Nettleham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Nettleham to see if the conveyancing costs will increase in light of this.