My mortgage broker says he needs my Navenby lawyer’ panel reference for the HSBC conveyancing panel. Can you suggest how I find this out. I have tried my local Navenby office but they don't know it.

The sensible thing to do is ask for this information from your Navenby solicitor . They retain a central record lender panel numbers.

I'm the single beneficiary of my late father’s estate and I have everything in my name alone, including the house in Navenby. The Navenby property was put into my name in October. I plan to dispose of the house. I understand that there is a CML six month 'rule', which means that my proprietorship could be regarded the same way as though I had purchased the property in October. Will no one buy the property for half a year?

The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. How practical a view banks take of it, depend on the bank as this requirement is principally there to pick up on the purchase and immediately sell or the flipping of properties.

I am purchasing a property in Navenby. A rare aspect is that the roof has a solar panel. Virgin Money have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Virgin Money your lawyer must comply with the conveyancing instructions outlined in Section two of UK Finance Lenders’ Handbook for Virgin Money. The Council of Mortgage Lenders’ Handbook includes minimum provisions for solar panel roof-space leases, and lawyers are required to report to Virgin Money where a lease does not satisfy these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Navenby.

I recently had an offer accepted on a house in Navenby. My financial adviser recommended their conveyancers. I paid an on account payment of £150. A few days later, the lawyer contacted me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

3 months have gone by since my purchase conveyancing in Navenby completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Do you have any advice for leasehold conveyancing in Navenby with the intention of expediting the sale process?

• Much of the delay in leasehold conveyancing in Navenby can be bypassed if you appoint lawyers the minute your agents start advertising the property and request that they start to collate the leasehold information needed by the buyers’ solicitors.
If you have had conflict with your landlord or managing agents it is very important that these are resolved prior to the flat being put on the market. The purchasers and their solicitors will be warry about purchasing a property where there is a current dispute. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the buyers, but it is better to reveal the dispute as over rather than unresolved. You may think that you are aware of the number of years left on your lease but it would be wise to double-check by asking your solicitors. A buyer’s conveyancer will not be happy to advise their client to where the remaining number of years is under 75 years. In the circumstances it is important at an as soon as possible that you consider whether the lease term requires a lease extension. If it does, contact your solicitors before you put your property on the market for sale. Some Navenby leases require Licence to Assign from the landlord. If this applies to your lease, you should place the estate agents on notice to make sure that the purchasers obtain financial (bank) and professional references. Any bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their solicitors.

I own a 2 bed flat in Navenby, conveyancing was carried out half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Navenby with a long lease are worth £201,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease runs out on 21st October 2089

With 65 years unexpired we estimate the price of your lease extension to range between £13,300 and £15,400 plus legals.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first getting professional advice.

Should local authority permission be necessary to split a house into a couple of flats in Navenby? This has been carried out to a property adjacent to a friend in Navenby and was ignorant of it happening until after the works were complete.

Planning permission is needed for splitting a single dwelling in Navenby into flats but possibly not for converting back to single dwelling-house so, in answer to your question, yes,a it is needed.