I am getting a mortgage offer from Nat West. I intend to instruct a Licensed Conveyancer in Newquay. Does the Nat West Conveyancing panel exclude Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

My partner and I are downsizing from our home in Newquay and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Newquay conveyancer would know this is not the case. It does beg the question why the purchasers used a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Newquay. Having lived in Newquay for many years we know of no issue. Should we get in touch with our local Authority to seek clarification that there is no issue.

It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who handled the conveyancing in Newquay 4 years ago are no longer around. What do I do?

You no longer need to hold title deeds to prove you are the owner of your registered land or premises, as the Land Registry hold details of all registered land or property electronically.

Due to the guidance of my in-laws I had a survey completed on a house in Newquay before appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some lenders tend refuse to issue a loan on such a house.

It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Newquay. Conveyancing may be slightly more expensive based on your lender's requirements.

We have been told by many estate agents to expect up to two months for Newquay conveyancing to complete.This was four weeks ago. The draft contract was only sent to my conveyancer yesterday so now does it countdown?

One should take with some degree of scepticism any assurance as to expedited completion times. Instead ask the average time it takes for them to complete Newquay conveyancing transactions and if they are willing to work towards your proposed completion date for your house move in Newquay