I am considering applying for a Leeds Building Society mortgage for purchase of a new build (under development) in St Columb with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Leeds Building Society ?

There is nothing to stop you using your solicitor, but Leeds Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

A relative pointed out to me me that in buying a property in St Columb there may be a number of restrictions prohibiting external alterations to a property. Is this right?

We are aware of anumerous of properties in St Columb which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in St Columb should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I'm at the point of looking at houses in St Columb and I am about to put in an offer. Is it sensible to have a conveyancer on ‘stand by’? I will be getting a mortgage with UBS.

It would be prudent to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are seeking a mortgage with UBS, ask your prospective lawyers if they are on the UBS conveyancing panel otherwise they can't do the mortgage legal work.

I was told three weeks ago that my mortgage has been agreed to by Lloyds. Is it usual for Lloyds to only issue the offer once my solicitor in St Columb is approved on their conveyancing panel? Lloyds have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am downsizing from my house. My previous solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in St Columb if that makes a difference.

Please use our search tool to help you find a solicitor for your conveyancing in St Columb. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

As co-executor for the will of my uncle I am disposing of a residence in Monmouth but I am based in St Columb. My lawyer (based 260 kilometers from merequires that I execute a stat dec before completion. Could you suggest a conveyancing practitioner in St Columb who can attest this legal document for me?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are based in St Columb

I own a leasehold flat in St Columb. Conveyancing and Clydesdale mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1998. The conveyancing practitioner in St Columb who previously acted has now retired. Do I pay?

The first thing you should do is make enquiries of HMLR to make sure that the individual purporting to own the freehold is in fact the new freeholder. There is no need to incur the fees of a St Columb conveyancing practitioner to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I purchased a garden flat in St Columb, conveyancing was carried out in 2007. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in St Columb with a long lease are worth £197,000. The ground rent is £55 invoiced annually. The lease finishes on 21st October 2080

You have 55 years remaining on your lease the likely cost is going to be between £31,400 and £36,200 plus professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed due diligence. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.