In reading consumer advice sites for a recommended lawyer in Niton, many post that I must use a CQS accredited solicitor. Can you explain what CQS is?
Niton Conveyancing Quality Scheme practices have achieved accreditation under the Law Society's Scheme (CQS) CQS was brought about to promote high standards in the in the legal transfer of properties. CQS helps buyers and sellers to recognise solicitor firms who provide a quality residential conveyancing. Niton is one of locations in England and Wales in which accredited firms are based. The conveyancing scheme requires solicitors to undergo a strict assessment, compulsory training, self-reporting, random audits and yearly assessments in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Building Societies Association.
I am currently in the process of buying my council flat in Niton. I have a mortgage agreed with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
It is not clear whether my lender requires a lease extension. I have telephoned my Niton bank branch on numerous occasions and was told they are content with the situation and they will lend. My Niton conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend based on their specific requirements. I simply don't know who is right.
Your solicitor has to comply with the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
My offer on a property in Niton has been accepted, but there is a chain. The owners have placed an offer on on an apartment, however it’s not yet tied up, and are looking at other flats in the pipeline. I have instructed a high street conveyancing solicitor in Niton. What should be my next step? At what stage do I apply for the mortgage with Aldermore?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then valuation, Niton conveyancing search charges, etc). First, you should ensure that your lawyer is on the Aldermore approved list. Concerning the subsequent steps this very much dictated by the circumstances of your transaction, attraction to the property and on the state of the market. During a hot market the majority of buyers will apply for a home loan with Aldermore and pay for the valuation and only if it comes back ok would they request their lawyer to move forward with searches.
My relative advised me that where I am buying in Niton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Niton conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Niton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Niton Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Niton.
I am looking into buying my first house which is in Niton and I am already nervous. I couldn't find anything specific about Niton. Conveyancing will be needed in due course but do you know about the Niton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Niton. In the meantime here are some basic statistics that we found
In my capacity as executor for the will of my aunt I am selling a house in Cardiff but reside in Niton. My conveyancer (based 260 kilometers awayneeds me to sign a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Niton who can witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are located in Niton