I have just started taking steps with the aim of transferring my current homeowner mortgage to a BTL Skipton Building Society mortgage. I was told by my mortgage that I require a lawyer as part of the process. I spoke to my previous Norfolk conveyancing firm who dealt with the legals when I originally purchased the house. The quote issued of just over five hundred pounds has taken me by surprise as its a remortgage than a sale or purchase.
The costs illustration is slightly on the high side. If you shop around you might get the conveyancing a bit cheaper by say a hundred pounds. That being said, assuming were happy with the service the firm offered you maylive to regret opting for an an untested solicitor. Don't forget to be sure the firm can act for Skipton Building Society. You can use our search tool to choose a Norfolk conveyancing firm on the Skipton Building Society approved list of lawyers, which can often include conveyancing solicitors in Norfolk.
We are purchasing a house and require a conveyancing solicitor in Norfolk who is on the Nottingham solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Norfolk.
Can you point me to a directory of TSB panel conveyancers in Norfolk on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association websites. Very few lenders make their panel listings visible over the internet. If you are seeking to appoint a Norfolk property lawyer on the TSB please make the most of our facility.
Completion of my remortgage has taken place for my property in Norfolk. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Intending to buy a apartment in Norfolk. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Norfolk conveyancer is on the UBS conveyancing panel.
My wife and I are close to exchanging contracts on the sale of our property in Norfolk and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed an online conveyancing firm rather than a conveyancing solicitor in Norfolk. We have lived in Norfolk for three years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Norfolk is the location of the property. Can you shed any light on this issue?
Flying freeholds in Norfolk are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Norfolk you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Norfolk may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.