We are purchasing a property and need a conveyancing solicitor in Northallerton who is on the Principality conveyancing panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Principality . We don't recommend any particular firms conducting conveyancing in Northallerton.

I have been recommended a conveyancing solicitor in Northallerton. I I am struggling to find out if they are on the Lloyds TSB Bank approved list of lawyers. Can you advise?

The first thing to do is phone the lawyer and ask them whether they can act for the bank. Alternatively you can get in touch with Lloyds TSB Bank who may be able to assist.

I have been told that property searches are the primary reason for obstruction in Northallerton house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of holding up conveyancing in Northallerton.

The deeds to my home can not be found. The solicitors who did the conveyancing in Northallerton 4 years ago are no longer around. What are my options?

Gone are the days when you need to have the physical original deeds to evidence that you own the land or property, as the Land Registry hold details of all registered land or property electronically.

I'm buying a new build house in Northallerton with a loan from The Royal Bank of Scotland. The developers would not budge the price so I negotiated five thousand pounds worth of extras instead. The estate agent suggested that I not reveal to my lawyer about this deal as it would affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.