I am planning to move property in February. Should my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Oadby. Conveyancing solicitor was found before I stumbled across your site.
On the afternoon of completion you will need to pick up the keys from the selling agent but this should only be done once the sellers lawyers confirm to the agent that the monies to complete are in and the keys can be released. Subsequently you will need to inform the removal men that they can start moving you in. We are not in a position to recommend a specific removal company but can assist you in locating a residential property solicitor in Oadby or a solicitor that specialises in conveyancing in Oadby.
I am being advised by my conveyancer that lack of right of way insurance is needed on my purchase. What is the level of cover for Oadby conveyancing?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Lloyds TSB Bank and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to members of the public take out such policies.
I'm the sole recipient of my late grandmother’s will and I have everything in my name now, including the my former home in Oadby. The Oadby property was put into my name in October. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be considered the same way as though I had purchased the property in October. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view mortgage companies take of it, depend on the lender as this obligation is principally there to capture subsales or the wholesaling and assigning of property.
We are close to exchanging contracts on the sale of our property in Oadby and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a national conveyancing outfit as opposed to a conveyancing solicitor in Oadby. Having lived in Oadby for many years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am purchasing a new build house in Oadby with the aid of help to buy. The sellers refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not disclose to my solicitor about the extras as it could adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Given that I will soon spend hundreds of thousands of pounds on a two bedroom apartment in Oadby I wish to talk to a conveyancer about mytransaction ahead of appointing the firm. Can this be arranged?
Absolutely - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer who will be conducting your property ownership legalities in Oadby.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Oadby should be the amount on the final invoice that you end up paying.
My in 2008. He has since got married, divorced and is now married again. He now wishes to dispose of the Oadby property. I think he will just be need to provide a copy of the marriage certificates to the lawyer however he is anxious it will delay the sale of the flat. Is it worth updating the land title documents for the property?
You are not required to update the title for the property providing you have the evidence required to show how the name change resulted.
Any purchaser’s solicitor will review the land registry entries and requisition evidence to prove the name change e.g. marriage certificates.