We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel solicitor as I would prefer to appoint a local conveyancing solicitor in Countesthorpe?

You should check but the the likelihood is that appoint one of their panel solicitors if you accept the "fee-free" incentive. Call the lender and see if they allow a monetary alternative. Some mortgage companies have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Countesthorpe.

My wife and I are buying a flat in Countesthorpe. It might be a silly question but how we can trust a conveyancer? On the day of competition we will need to send our life savings into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

When it comes to lenders such as TSB, do Countesthorpe solicitors have to pay an annual charge to be on the conveyancing panel?

We are not aware of any mortgage company fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.

Does a directory service exist listing Co-operative panel solicitors in Countesthorpe on the Building Society Association’s Website?

No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable over the internet. Where you are looking for a Countesthorpe conveyancer on the Co-operative please make the most of our facility.

I used Arc property Solicitors a few years past for my conveyancing in Countesthorpe. Now, I need my documents however cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Countesthorpe of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

In my capacity as executor for the estate of my grandmother I am selling a property in Monmouth but live in Countesthorpe. My lawyer (approximately 300 miles from mehas requested that I sign a statutory declaration ahead of completion. Could you suggest a conveyancing solicitor in Countesthorpe who can attest and place their company stamp on the document?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Countesthorpe based

I have just appointed agents to market my ground floor flat in Countesthorpe. Conveyancing lawyers have not yet been instructed, but I have just had a half-yearly maintenance charge demand – what should I do?

The sensible thing to do is discharge the invoice as you normally would as all ground rent and maintenance charges should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Countesthorpe Conveyancing for Leasehold Flats - Sample of Queries before Purchasing

Most Countesthorpe leasehold flats will incur a service charge for maintenance of the block levied by the management company. Where you acquire the apartment you will have to meet this charge, usually quarterly throughout the year. This can be anything from several hundred pounds to thousands of pounds for blocks with lifts and large common grounds. In all probability there will be a ground rent to be met yearly, this is usually not a large sum, say about £25-£75 but you should to enquire it because on occasion it can be prohibitively expensive. What is the maintenance charge and ground rent on the apartment? Are there any major works on the horizon that could add a premium to the maintenance fees?