My fiance and I are intent on buying a leasehold flat in Countesthorpe. My property lawyer has never been on on the bank conveyancing list. Is it possible for me to retain my Countesthorpe conveyancing solicitor notwithstanding that they are not on the mortgage company approved list?
Your options include
- Proceed with your preferred Countesthorpe solicitor but your lender will no doubt appoint a conveyancer from their approved list. The net result is additional charges and likely frustration.
- Appoint a new property lawyer to act in the purchase, making sure they are on the mortgage company conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to get listed on the bank’s panel of solicitors
We're in Countesthorpe, First time buyers purchasing with a mortgage (lender is Santander , and our lawyer is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who conducted the conveyancing in Countesthorpe 5 years ago no longer exist. Will I be able to sell the house?
In today’s world there are copies made of almost everything, and your solicitor should know precisely where to find all the suitable paperwork so you may purchase or dispose of your property without a hitch. Where copies are not available, your lawyer can arrange cover in the form of insurance or indemnities against possible claims on the property.
Due to the advice of my in-laws I had a survey completed on a house in Countesthorpe ahead of instructing conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies may not issue a mortgage on such a house.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Countesthorpe. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to appoint a conveyancing solicitor for sale conveyancing in Countesthorpe. I've chance upon a site which looks to be the perfect offering If there is a chance to get all formalities done via phone that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?