I am not in a position to travel far from Old Malden. Please explain the reason why all Old Malden property lawyers aren't automatically on all lender panels?

Lenders tend to impose restrictions on either the nature or volume of conveyancing practices on their approved list of lawyers. A common example of such restriction(s) being that the practice must have two or more partners. As well as restricting the structure of firm, some lenders decided to limit the size of their panel they allow to represent them. It is worth noting that banks have no liability for the standard of conveyancing given by any Old Malden property lawyer on their panel. Property fraud was the primary trigger for the reduction of solicitor panels a few years ago even though there are conflicting assessments about whether solicitors sat at the center of that fraud. Data via HMLR indicates that thousands of conveyancing organisations only transact less than three conveyances a year. Those vindicating conveyancing panel culls question why conveyancing firms deserve claim to be listed on a conveyancing panel when it is evident that conveyancing is not their speciality?

What is the best way to find out if the solicitor conducting my conveyancing in Old Malden is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for The Royal Bank of Scotland thus spending £175.00 in additional legal charges.

Please do take advantage of the search tool on this page. Pick the mortgage company and type ‘Old Malden’ or your location and you will be presented with a number of lawyer located in Old Malden or by proximity to you.

I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a house in Old Malden? or Apparently there is historic law that could mean that house owners living in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this applicable for conveyancing in Old Malden?

Unless a prior purchase of the premises completed post 12 October 2013 you can expect lawyers carrying out conveyancing in Old Malden to remain recommending a chancel search and or insurance against a claim.

I have just started marketing my ground floor flat in Old Malden. Conveyancing has not commenced, but I have recently had a yearly service charge demand – Do I pay up?

Your conveyancing lawyer is likely to suggest that you should pay the maintenance contribution as usual given that all rents and service invoices should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Having spent years of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Old Malden. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

You certainly can. We can put you in touch with a Old Malden conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Old Malden residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case was in relation to 1 flat.

A conveyancing company acted on my conveyancing in Old Malden seven years ago having stored my deeds but has now closed – What steps do I now take to get hold of them?

Title deeds, as such, no longer exist as most homes in Old Malden are recorded electronically at Land Registry. If you need to prove evidence of proprietorship or are selling or re-mortgaging your lawyer should obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.