Me and my wife are acquiring property in Oundle. My Conveyancer is not on the lender approved panel. Is it possible for me to use my Oundle conveyancing solicitor notwithstanding that they are excluded from the mortgage company approved list?

One must use a solicitor to deal with the legal work required if you need a mortgage to purchase your property. The property lawyer will conduct all the appropriate legal checks on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. You can appoint a Oundle conveyancer of your choosing. However, if the solicitor selected is not a member of the lender conveyancing panel supplemental costs will be levied as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so provided your lawyer has not historically applied for membership they can do so.

Do conveyancers request money up-front for my conveyancing in Oundle?

If you are buying a property in Oundle your lawyer will ask you place them with monies to cover the the cost of the conveyancing searches. Normally this is needed to cover the fees of the Local Authority Search. When the deposit is as part of the total price then this will be needed immediately in advance of contracts are exchanged. Any further balance that is needed will be payable a few days ahead of the day of completion.

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Oundle? or Apparently there is historic law that could mean that house owners living in a parish church boundary will be compelled to pay for repairs to the chancel within the church. Is this appropriate for conveyancing in Oundle?

Unless a previous purchase of the property completed after 12 October 2013 you may assume that conveyancing practitioners carrying out conveyancing in Oundle to remain recommending a chancel search and or chancel repair liability policy.

What tools are available to search for a Oundle law firm on the TSB conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the lawyer.

Feel free to make use of the search on this website. Please pick a bank and your location and you will see a number of Oundle conveyancing lawyers based on proximity. We have detailed some Oundle conveyancing firms towards the end of this page and you can contact them to check if they are on the TSB member panel

Completion is due on the sale of our £350,000 garden flat in Oundle in just under a week. The management company has quoted £300 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is the landlord entitled to charge exorbitant fees for a leasehold conveyance in Oundle?

Oundle conveyancing on leasehold maisonettes usually requires the buyer’s lawyer submitting questions for the landlord to answer. Although the landlord is not legally bound to respond to these enquiries most will be content to assist. They are at liberty to charge a reasonable administration fee for answering enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is over three hundred pounds, in some situations it is above £800. The administration charge levied by the landlord must be sent together with a synopsis of entitlements and obligations in relation to administration charges, otherwise the invoice is technically not due. In reality you have little option but to pay whatever is demanded should you wish to exchange contracts with the buyer.

Leasehold Conveyancing in Oundle - Sample of Questions you should consider before buying

It is important to be aware if window replacement or some other significant cost is anticipated to be shared amongst the leaseholders and will materially impact the level of the maintenance charges or necessitate a specific payment. Who are the managing agents? How many of the leaseholders are in arrears for their maintenance charge payments?