Last November we completed a house move in Weldon. We have noticed several problems with the property which we consider were missed in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in Weldon?
The query is vague as what problems have arisen and if they are specific to conveyancing in Weldon. Conveyancing searches and due diligence initiated during the legal transfer of property are designed to help avoid problems. As part of the process, the vendor fills in a form known as a SPIF. If the information proves to be incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Weldon.
We note that you have a post code search directory listing firms on the Coventry BS conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Weldon?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Weldon.
My grandmother passed away six months ago and as sole heir and executor I was left the property in Weldon. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
In scouring the world wide web for the words cheap conveyancing in Weldon it reveals numerous property lawyersin the vicinity. How do I determine which is the right property lawyer for me?
The ideal way of seeking a suitable conveyancer is via personal testimonial, so enquire of colleagues and family who have bought a property in Weldon or a reputable estate agent or mortgage broker. Charges for conveyancing in Weldon differ, so it's sensible to request at least three costs illustrations from different property lawyers. Make sure that you know that the fees are fixed.
I am buying a flat and cash is in place. My conveyancer has been handed with two distinct proof of photo identification, bank statement, numerous utility bills. Now he requires a copy from a probate lawyer acknowledging that the funds are in order and that it has come from inheritance and not dealing E's in Ibiza.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Weldon conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.