What is the difference between a licensed conveyancer and conveyancing solicitor in Parsons Green

Two types of professional can conduct conveyancing in Parsons Green namely licenced conveyancers or solicitors. The two can handle conveyancing services that you need to complete the disposal or purchase of property. They are both required to execute Parsons Green conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be properly conducted and that the requisite steps should be appropriately taken.

We previously appointed conveyancers located in Parsons Green on the RBS solicitor panel. They are now charging me an additional sum for dealing with the RBS mortgage. Is this a supplemental conveyancing fee set by RBS?

As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your lawyer may levy a fee for this. This charge is not dictated by RBS but by your Parsons Green solicitor. Some firms on the RBS panel will levy an ‘acting for lender’ fee but some practices incorporate it on their overall fee.

I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Parsons Green solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Parsons Green postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Parsons Green.

My relative suggested that where I am purchasing in Parsons Green I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is occasionally included in the estimate for your Parsons Green conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Parsons Green around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Parsons Green.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Parsons Green is where the house is located. Is there any guidance you can give?

Flying freeholds in Parsons Green are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Parsons Green you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Parsons Green may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Given that I am about to spend over three hundred thousand on a terraced house in Parsons Green I would like to have a conversation with the solicitor about mytransaction ahead of instructing the firm. Can this be arranged?

This is something that we recommend - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your conveyancing in Parsons Green.There is no ‘factory style conveyancing’ - every client is unique person, not a case reference. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in Parsons Green should be the amount on the final invoice that you are charged.

Notwithstanding our best efforts, we have been unsuccessful in seeking a lease extension in Parsons Green. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Absolutely. We can put you in touch with a Parsons Green conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a Parsons Green premises is 66 and 66a Wardo Avenue in November 2012. The Tribunal determined that the sum of £8,048 is payable by the Applicants in respect of the price for the freehold of the property This case affected 2 flats. The unexpired residue of the current lease was 93 years and 162 years.

When it comes to leasehold conveyancing in Parsons Green what are the most frequent lease problems?

There is nothing unique about leasehold conveyancing in Parsons Green. Most leases are drafted differently and drafting errors can sometimes mean that certain sections are not included. The following missing provisions could result in a defective lease:

A duty to insure the building

You will encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Halifax, Bank of Scotland, and Aldermore all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, forcing the buyer to withdraw.